2.5 Investor Education and Financial Literacy ImprovementThe aging of the population is increasing: the proportion of people over 60 years old in China continues to increase, and it is expected to reach 29.9% by 2040, which poses great pressure on the existing old-age security system.
Increase investment options: Incorporating index funds provides more investment options for individual pension investors, enriches the product line and meets the needs of investors with different risk preferences.The influence of the first batch of 85 index funds on market expansion is mainly reflected in the following aspects:Guide long-term funds to enter the market: Personal pension is a long-term fund, and its investment in index funds will help guide more long-term funds to enter the capital market and enhance market stability.
2.6 Economic growth and wealth effectUnderdevelopment of the third pillar: Compared with developed countries, the scale of the second and third pillar pensions in China is relatively low, which needs to be promoted through policy guidance.The influence of the first batch of 85 index funds on market expansion is mainly reflected in the following aspects: